Virginia Credit Union, Inc. (VACU)

Virginia Credit Union (VACU) is a member-owned financial cooperative headquartered in Richmond, Virginia. Founded in 1928, originally as State Employees' Credit Union, its mission is to be a trusted provider of financial services, helping members achieve greater financial success and confidence. As a cooperative, VACU operates solely for the benefit of its members, returning earnings through services, attractive rates, lower fees, and free financial education programs.

The credit union offers a comprehensive suite of financial products and services, including checking and savings accounts, mortgages, auto loans, credit cards, personal loans, investment services, and insurance services. Its field of membership includes employees and retirees of Virginia state and local governments and public schools, students at state-supported colleges and universities, and individuals residing, working, or attending school in specific cities and counties across Virginia. VACU provides convenient access through a network of 38 branches, online and mobile banking, and a full-service call center.

Led by President and CEO Christopher M. Shockley, Virginia Credit Union has recently expanded its reach through a successful merger with Roanoke-based Member One Federal Credit Union, effective August 1, 2024, with brand unification planned for spring 2026. This expansion has grown its membership to nearly 500,000. VACU has been recognized for its workplace culture, earning the Gallup Exceptional Workplace Award for multiple consecutive years, including its fourth in 2026. The credit union maintains a strong commitment to community involvement and financial literacy, contributing significant donations to nonprofits and reaching over 130,000 individuals with financial education in 2025, including a $2.5 million gift to Radford University for a new Financial Success Center.