Union Home Mortgage Corp.

Union Home Mortgage Corp. is an independent mortgage banking company headquartered in Strongsville, Ohio. Founded in 1970, its core business revolves around guiding aspiring homebuyers through the process of achieving homeownership, with a mission to make homeownership accessible to a broad range of individuals. The company emphasizes a customer-centric approach and operates as a full-service retail, wholesale, and consumer direct lender.

The company offers a comprehensive suite of mortgage products, including Conventional, FHA, VA, USDA, Refinancing, Rehab Loans, New Home Construction, and Adjustable-Rate Mortgages (ARM Loans). Union Home Mortgage has also expanded its offerings to include UHM Platinum and Non-Qualified Mortgage (Non-QM) products, such as jumbo, non-owner-occupied, bank statement, and Debt Service Coverage Ratio (DSCR) loans, catering to diverse investment needs. It operates in 48 states and Washington D.C., providing in-house loan servicing.

Led by President and CEO Bill Cosgrove, Union Home Mortgage is recognized as a high-growth independent mortgage banking company. Recent strategic moves include the appointment of Renee Hildebrand as National VP of Mergers & Acquisitions in February 2026, signaling an aggressive expansion strategy through acquisitions. The company has recently acquired Nations Reliable Lending (NRL Mortgage) in March 2025 and the origination assets of Sierra Pacific Mortgage in September 2025. Union Home Mortgage has reported annual lending volumes exceeding $5 billion, reaching over $13 billion in 2021. The company has also been involved in legal disputes concerning non-compete clauses with former employees.