Perfios Unveils Agentic AI System to Expand Credit Access in India
Event summary
- Perfios showcased its Agentic AI Operating System to PM Narendra Modi at GFF 2026 on September 8, 2026.
- The system uses real-world data to assess creditworthiness for rural farmers, MSMEs, and young adults.
- Perfios powers 90% of India's digital loans and serves 1,000+ financial institutions across 20+ countries.
- The company will display eight AI solutions at GFF 2026, including fraud detection and customer servicing tools.
The big picture
Perfios' Agentic AI system represents a strategic shift in financial inclusion, leveraging real-world data to extend credit access to underserved populations. This aligns with broader industry trends toward AI-driven decision-making and regulatory compliance, particularly in emerging markets. With 90% of India's digital loans powered by its technology, Perfios is well-positioned to capitalize on the growing demand for inclusive financial services.
What we're watching
- Market Expansion
- How Perfios will scale its Agentic AI system beyond India's borders.
- Regulatory Compliance
- Whether the system can adapt to evolving data protection laws in different markets.
- Competitive Positioning
- The pace at which competitors adopt similar AI-driven credit assessment technologies.
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