Perfios Software Solutions Private Limited

Perfios is a B2B SaaS TechFin company that provides real-time financial data aggregation, analytics, and decisioning solutions primarily for the Banking, Financial Services, and Insurance (BFSI) sector. Founded in 2008, its mission is to power financial inclusion by accelerating access to financial services for all, aiming to make every financial decision data-driven. The company's headquarters are located in Bengaluru, India.

The company offers an AI-driven platform for financial analysis, verification, and decisioning, with key products including Perfios Analyse for document digitization and analysis, Perfios Verify for digital identity verification, Perfios Lens for AI-driven intelligence, and Perfios Protect for fraud detection. Its services span digital lending, embedded finance, customer acquisition, employee/vendor background verification, customer engagement, underwriting, claims automation, and risk assessment. Perfios processes various financial documents such as bank statements, ITRs, and GST data, serving market segments including FinTech, InsurTech, High Tech, and extending to non-BFSI sectors like e-commerce and healthcare.

Perfios became a unicorn in 2024, having secured significant funding rounds, including an $80 million investment from Kedaara Capital in March 2024 and a $229 million Series D funding round in September 2023. Recent notable developments include the acquisition of financial crime detection platform Clari5 in April 2026 and the launch of several AI-powered products like the 'DPDP Suite' for consent governance and 'KScan AI' for business intelligence. The leadership team includes Nitin Chugh as MD & Group CEO, Veena Rao as COO, and Sabyasachi Goswami as CEO, with co-founders V.R. Govindarajan and Debashish Chakraborty serving as Executive Chairman and Co-Founder, respectively. Perfios operates in over 18 countries, serving more than 1,000 financial institutions globally, processing billions of data points annually, and is targeting an initial public offering within 18-24 months.