Bottomline Named Nacha Preferred Partner for ACH and Fraud Prevention — Nacha

Event summary

Nacha designated Bottomline as a Preferred Partner for ACH Experience, Open Banking, and Risk & Fraud Prevention.
Bottomline's real-time monitoring solutions detect anomalous ACH transaction behavior to prevent fraud.
The partnership aligns with Nacha's goal of transitioning businesses from checks to secure ACH payments.
Nacha processed 35.2 billion ACH payments in 2025, valued at $93 trillion.

The big picture

This partnership underscores the growing emphasis on fraud prevention and digital transformation in financial services. With ACH payments reaching $93 trillion in value in 2025, the collaboration between Nacha and Bottomline aims to enhance security and efficiency across the payment ecosystem. The move reflects broader industry trends toward real-time transaction monitoring and open banking solutions.

What we're watching

ACH Adoption: How Bottomline's partnership will accelerate Nacha's push to replace checks with ACH payments.
Fraud Prevention: Whether real-time monitoring solutions can significantly reduce fraud losses in the ACH Network.
Industry Collaboration: The pace at which Nacha expands its Preferred Partner program to include more fintech innovators.