HomeServices of America Predicts Housing Market Stability in 2026
Event summary
- HomeServices of America released its 2026 National Housing Outlook, forecasting increased stability in the housing market.
- Mortgage rates are expected to hover around 6%, with inventory improving due to steady new construction and more listings.
- Home prices will rise at a moderate pace of 2.5% to 3.5%, aligning with pre-Covid historical averages.
- The National Association of Realtors projects 4.3 to 4.5 million existing home sales in 2026, up from 4.1 million in 2025.
The big picture
HomeServices of America's 2026 National Housing Outlook signals a return to normalcy after years of turbulence driven by pandemic, inflation, and mortgage rate volatility. The report underscores the shift from extreme market conditions to steadier economic and demographic forces, with implications for buyers, sellers, and real estate professionals. The forecast highlights the need for factual metrics in pricing and the continued challenge of affordability amid cooling wage growth.
What we're watching
- Inventory Dynamics
- Whether steady new construction and increased listings will significantly alleviate the national housing deficit of 4.5 million homes.
- Mortgage Rates
- How sustained mortgage rates around 6% will impact affordability and buyer behavior in 2026.
- Regional Variations
- The pace at which regional housing markets will diverge, particularly in the West, South, Northeast, and Midwest.
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