Funding Circle Integrates Apple Pay for Business Credit Cards
Event summary
- Funding Circle launched Apple Pay support for its Cashback and FlexiPay business credit cards on January 22, 2026.
- The feature enables secure, biometric-authenticated transactions directly from mobile devices.
- This follows the recent introduction of Company cards for SMEs to manage day-to-day spending.
- Funding Circle has extended over £17bn in credit to 125,000 UK businesses since 2010.
The big picture
Funding Circle's Apple Pay integration reflects the broader trend of fintech platforms enhancing digital payment capabilities to capture SME spending. This move strengthens its ecosystem approach, combining lending, buy-now-pay-later, and spending solutions. The feature's security enhancements may set a new standard for business card transactions, potentially influencing industry practices.
What we're watching
- Adoption Pace
- How quickly SMEs will migrate to Apple Pay for business transactions, given its convenience and security features.
- Competitive Response
- Whether rival SME finance platforms will accelerate their own digital payment integrations.
- Revenue Impact
- The extent to which this feature drives increased usage of Funding Circle's Cashback and FlexiPay cards.
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