Funding Circle Holdings PLC

Funding Circle Holdings PLC is a British financial technology company dedicated to providing loans and financial services to small and medium-sized enterprises (SMEs). The company's mission is to support the small businesses that drive the economy. Its headquarters are located in London, United Kingdom, at 71 Queen Victoria Street.

Funding Circle operates an online lending platform that facilitates finance for SMEs by connecting them with a diverse range of institutional funding partners. The company's product offerings include Term Loans, FlexiPay (a flexible line of credit), and a Cashback business credit card. Having transitioned from a peer-to-peer lending model to exclusively institutional lending in 2022, and selling its US operations in 2024, Funding Circle now primarily focuses on the UK market.

Lisa Jacobs serves as the Chief Executive Officer of Funding Circle. The company reported stronger-than-expected revenue and profit growth in 2025, reaching its 2026 revenue target a year ahead of schedule. In June 2026, Funding Circle renewed a £200 million forward flow agreement with Deutsche Bank, underscoring the confidence in its proprietary technology and AI-powered credit models.