Chime Financial, Inc.

Chime is a financial technology company that provides mobile-first banking services, operating with a mission to make core banking helpful, easy, and free for everyday people. Founded in 2012 by Chris Britt and Ryan King, Chime is not a bank itself but partners with FDIC-insured national banks, specifically The Bancorp Bank, N.A. and Stride Bank, N.A., to offer its financial products and services. The company's headquarters are located at 101 California Street, San Francisco, California.

Chime's product suite is designed to serve individuals often underserved by traditional banks, primarily targeting younger and middle-income consumers. Key offerings include fee-free checking and high-yield savings accounts, a Visa® Debit Card, and the secured Chime Credit Builder Visa® Credit Card, which helps users build credit without annual fees or interest. Additional services feature early access to direct deposits (Get Paid Early), a fee-free overdraft service called SpotMe®, earned wage access through MyPay, and peer-to-peer payments.

Chime became a publicly traded company on Nasdaq in June 2025 under the ticker symbol CHYM. In the first quarter of 2026, the company achieved its first GAAP profitable quarter, reporting approximately 10.2 million active members and a 25% year-over-year revenue growth. Recent developments include the April 2026 launch of Chime Prime, a premium membership tier offering 5% cash back and other benefits, and a multi-year partnership with Major League Soccer in February 2026. Chime was also recognized on the 2026 TIME100 Most Influential Companies List and Newsweek's "America's Most Trustworthy Companies."