HOA Management Gets a Financial Boost: Platform Integrates Lending Expertise

November 12, 2025 – Homeowners associations (HOAs) are often burdened with complex financial management and limited access to funding for essential repairs and improvements. Now, a leading HOA management platform, HOA Start, is partnering with financial consulting firm HOA Loan Services to embed lending expertise directly into its platform, offering a streamlined solution for accessing financing.

This strategic partnership aims to alleviate a significant pain point for HOAs – navigating the often-complex world of loans and securing funding for critical projects. By integrating financial consulting services directly into its existing suite of management tools, HOA Start is positioning itself as a one-stop shop for all things HOA, from communication and maintenance tracking to financial planning and funding.

“Historically, securing loans for HOA projects has been a fragmented and time-consuming process,” says a financial technology analyst. “HOAs often have to spend considerable time researching lenders, preparing documentation, and navigating the application process. This partnership seeks to simplify that process by bringing the expertise directly to the platform.”

Addressing a Growing Need

According to industry experts, the demand for streamlined HOA financial solutions is growing rapidly. Aging infrastructure, rising maintenance costs, and the increasing complexity of community regulations are all contributing to the need for more efficient financial management tools. HOA boards are increasingly facing pressure to maintain community standards while operating within tight budgets.

“The challenges HOAs face are multifaceted,” explains a community association manager. “They need to manage budgets, collect dues, track expenses, and ensure compliance with a variety of regulations. Adding the complexity of securing loans for major projects can be overwhelming.”

The partnership between HOA Start and HOA Loan Services seeks to address these challenges by providing HOAs with a dedicated resource for financial planning and funding. HOA Loan Services will provide expert guidance on loan options, application processes, and compliance requirements, while HOA Start will integrate these services into its existing platform, making them easily accessible to HOA boards.

Beyond Basic Management: A Holistic Approach

HOA Start has quickly become a popular choice for HOAs looking for modern, user-friendly management tools. The platform offers a comprehensive suite of features, including member communication, online payment processing, maintenance tracking, and document management. However, the company recognizes that effective HOA management extends beyond basic administrative tasks.

“We are committed to providing our clients with a holistic solution for all their HOA needs,” says Clayton Thompson, CEO of Membershine, the parent company of HOA Start. “This partnership with HOA Loan Services is a natural extension of that commitment. By integrating financial expertise into our platform, we are empowering our clients to make informed decisions and secure the funding they need to maintain and improve their communities.”

The integration of financial services aligns with a broader trend in the property management technology industry toward offering more comprehensive, integrated solutions. Other platforms are increasingly partnering with financial institutions or offering integrated financial tools, recognizing that HOAs and property managers need more than just basic administrative tools.

Filling a Gap in the Market

While several companies offer HOA management software, few provide dedicated financial consulting services. This partnership aims to fill a gap in the market by providing HOAs with access to expert guidance on loan options, application processes, and compliance requirements. HOA Loan Services, with its decades of experience in HOA lending, is well-positioned to provide this expertise.

“We see a tremendous opportunity to help HOAs navigate the complex world of financing,” says Larry Kirschner, Partner at HOA Loan Services. “Many HOA boards lack the financial expertise to make informed decisions about loans, and they often struggle to find lenders who understand the unique challenges facing HOAs. We are excited to partner with HOA Start to provide a streamlined solution for accessing the funding they need.”

The platform’s integration with HOA Loan Services will allow HOA boards to easily compare loan options, apply for funding, and track the status of their applications. The service will also provide access to expert guidance on financial planning and compliance.

A Growing Market & Future Expansion

Membershine, the company behind HOA Start, has experienced rapid growth in recent years, serving over 1,000 homeowners associations and representing nearly 150,000 individual homeowners. The company is projected to continue its growth trajectory, with projected revenue of $1.4 to $2 million in 2024. This growth is fueled by the increasing demand for modern, user-friendly HOA management tools.

“We are committed to investing in our platform and expanding our offerings to meet the evolving needs of our clients,” says Thompson. “We see a tremendous opportunity to help HOAs streamline their operations, improve communication, and build thriving communities.”

The company is exploring opportunities to expand its financial services offerings, potentially including integrated payment processing, escrow services, and insurance solutions. This expansion would further solidify HOA Start’s position as a leading provider of comprehensive HOA management solutions.

“The future of HOA management is about providing a seamless, integrated experience for HOA boards and homeowners,” says an industry analyst. “Companies like HOA Start are leading the way by embracing innovation and investing in solutions that address the real-world challenges facing HOAs.”

By combining its user-friendly platform with the expertise of HOA Loan Services, HOA Start is poised to become a go-to resource for HOAs seeking to streamline their financial management and secure the funding they need to maintain and improve their communities. The partnership represents a significant step forward in the evolution of HOA management technology, promising a more efficient, transparent, and user-friendly experience for all stakeholders.