Cloudvirga Boosts Loan Hub with Real-Time Optimal Blue Pricing

IRVINE, CA – February 16, 2026 – Cloudvirga, a digital point-of-sale platform provider, has announced a significant enhancement to its lender-facing Loan Hub, integrating real-time pricing and eligibility data from industry leader Optimal Blue. The move equips loan teams with the ability to generate precise, consumer-ready mortgage scenarios instantly, a critical capability in today's fast-paced market.

The certified integration embeds Optimal Blue's Product and Pricing Engine (PPE) directly into the Loan Hub, a centralized workspace where origination teams manage loan pipelines and collaborate with borrowers. This allows loan officers to produce accurate pricing at any point in the loan lifecycle—from an initial inquiry by a rate shopper to an active application nearing completion—without ever leaving their primary workflow.

Addressing the Need for Speed and Accuracy

In the mortgage industry, speed and accuracy are paramount. Lenders have long grappled with the inefficiencies of manual processes, which can lead to pricing errors, delays, and a fragmented borrower experience. This integration is designed to directly address these pain points by automating the delivery of complex pricing information.

Loan teams can now leverage the feature in multiple ways. The "Shop for Rates" experience is tailored for early-stage prospects, walk-ins, or rate shoppers, allowing officers to capture minimal borrower information and produce immediate product and pricing results. For existing applications, the system can use verified data from the loan file to generate comprehensive and highly accurate pricing outputs.

Key functionalities introduced with the integration allow loan teams to:

• Create and present a side-by-side comparison of up to three different loan products.
• Seamlessly convert a pricing lead into a full application by sending an invitation or continuing the process on the spot.
• Access and review all previously generated pricing results and comparison reports associated with a specific loan.
• Send a PDF version of the comparison report directly to the borrower for review.
• Apply the borrower's selected product and pricing details to the loan file with a single click.

“Our goal with Loan Hub has always been to simplify the moments that matter most in the loan process,” said Shakeya Fort, senior product manager at Cloudvirga. “By integrating with Optimal Blue, we’re giving loan teams the ability to generate accurate pricing at any stage without losing momentum.”

The Power of a Dominant Pricing Engine

The strategic choice of Optimal Blue as a partner is significant. Optimal Blue stands as a titan in the mortgage technology space, with its PPE being the de facto standard for a large portion of the industry. An estimated 68% of the top 500 U.S. mortgage lenders rely on its platform, which facilitates over $1.1 trillion in annual transactions. By embedding this dominant engine, Cloudvirga provides its clients with a trusted, powerful tool that many are already familiar with.

This partnership ensures that lenders using the Loan Hub have access to a vast marketplace of loan products and real-time rate information, which is crucial in a fluctuating market. The ability to pull live data eliminates the risk of providing outdated quotes, a common issue that can erode borrower trust and create compliance headaches.

“Lenders need pricing intelligence that keeps pace with borrower expectations and market changes,” said Mike Vough, senior vice president of corporate strategy at Optimal Blue. “By integrating real-time product and pricing information from the Optimal Blue PPE into Cloudvirga’s Loan Hub, we’re empowering loan teams to deliver accurate, confidence-building options at every stage of the borrower journey.”

Enhancing the Borrower Journey with Transparency

While the operational benefits for lenders are clear, the integration also marks a significant step forward for consumer empowerment. The traditional mortgage process is often perceived as opaque and confusing. By enabling lenders to provide instant, clear, and comparable loan options from the very first interaction, Cloudvirga is helping to foster a more transparent and trustworthy environment.

This functionality complements Cloudvirga's existing consumer-facing portal, Tropos, which is designed to guide borrowers through a modern application experience. Together, these tools create a more cohesive and user-friendly journey. Borrowers can now receive an accurate, detailed breakdown of their options early on, allowing them to make more informed financial decisions with greater confidence and fewer last-minute surprises.

A Strategic Move in Stewart's Digital Playbook

This integration is not an isolated product update but a reflection of a broader corporate strategy. Cloudvirga was acquired by Stewart Information Services Corporation (NYSE: STC) in 2021 as part of Stewart's aggressive push to build an end-to-end digital real estate ecosystem. Stewart, a global title insurance and real estate services giant, has been actively investing in fintech to enhance its lender services and streamline the entire transaction process.

The acquisition of Cloudvirga was a cornerstone of this strategy, and this latest enhancement demonstrates a continued commitment to that vision. By bolstering its digital mortgage platform with best-in-class technology like Optimal Blue's PPE, Stewart strengthens its value proposition to lenders. This move aligns with other strategic acquisitions and investments Stewart has made to expand its digital capabilities, including ventures into remote online notarization, valuation services, and AI-driven data tools.

The collaboration between Cloudvirga and Optimal Blue underscores a powerful trend in the mortgage technology landscape: the move toward deeply integrated, all-in-one platforms that eliminate friction for both lenders and borrowers. By combining a sleek, user-friendly point-of-sale system with the industry's most powerful pricing engine, Cloudvirga is positioning its platform as a compelling solution for lenders seeking to compete and win through efficiency and a superior customer experience.