Hourly Workers Shift from Borrowing to Earning Extra Shifts

  • WorkWhile's Flex Work Nation 2026 report surveyed 3,083 hourly workers in the U.S., revealing that 67.6% prefer working extra shifts over borrowing for sudden expenses.
  • 34% of surveyed workers are now debt-free, and 54.2% report higher financial confidence since joining WorkWhile.
  • Only 9.3% of workers want a traditional job alone, with most preferring a mix of income sources to ensure job security.
  • Positive views on AI among workers now outnumber negative ones, with sentiment improving year over year.

WorkWhile's report highlights a significant shift in the behavior of hourly workers, who are increasingly relying on flexible work options to avoid debt and achieve financial stability. This trend is particularly relevant in an AI-shaped labor market where reliability and fiscal discipline are key drivers for both workers and employers. The findings suggest that the most reliable workforce is one with multiple income sources and long-term financial goals.

Financial Stability
How the shift from borrowing to earning extra shifts will affect long-term financial health of hourly workers.
AI Adoption
Whether positive sentiment towards AI among workers will translate into increased adoption and productivity gains.
Workforce Trends
The pace at which income diversity becomes the new norm for job security in the hourly workforce.