Velocity Financial, Inc.

Velocity Financial, Inc. is a vertically integrated real estate finance company headquartered in Westlake Village, California. Established in 2004, the company specializes in originating and managing investor loans secured by 1-4 unit residential rental and small commercial properties. Its core mission is to provide innovative financing solutions within a large and fragmented market where traditional lending options are often limited for real estate investors.

The company's primary products include 30-year amortizing term loans, often with a fixed-rate period, designed for stabilized long-term real estate investments. Velocity Financial originates these business purpose loans nationwide through an extensive network of independent mortgage brokers. It also securitizes and manages its portfolio of loans, focusing on individual investors who typically own ten or fewer properties.

Velocity Financial, Inc. is a publicly traded company on the New York Stock Exchange under the ticker symbol VEL. Recent notable activities include reporting its fourth quarter and full-year 2025 financial results in March 2026, and the closing of a $500 million senior notes offering in January 2026. In December 2025, the company announced a non-performing loan sale and a new servicing partnership, aiming to optimize its earning asset base. Co-founder Christopher D. Farrar serves as CEO and President, leading a management team with extensive experience in financial services and real estate lending.