United Roosevelt Savings Bank (URSB)

United Roosevelt Savings Bank (URSB) is a community-focused financial institution established in 1914 and headquartered in Carteret, New Jersey. Operating as a commercial bank, URSB is guided by community bank values, aiming to positively impact its operating communities and serve the needs of both customers and investors.

The bank offers a comprehensive suite of financial products and services, including various deposit accounts such as savings, checking, money market, and certificates of deposit. URSB also provides a range of lending options, including mortgage loans, business loans, commercial real estate loans, business lines of credit, term loans, construction loans, credit and debit cards, and home equity loans. The institution emphasizes digital banking tools to enhance customer convenience and flexibility.

URSB Bancorp, Inc., the holding company for United Roosevelt Savings Bank, completed its initial public offering (IPO) in March 2026, with its common stock now trading on the OTCQB Market under the ticker symbol "URSB". Kenneth R. Totten serves as the Chairman of the Board, President, and CEO. In June 2026, URSB strengthened its leadership team with key additions in retail operations, commercial lending, and internal audit and risk management to support strategic growth and operational efficiency. The bank also recently partnered with COCC for its core banking technology, a strategic move to bolster its technological foundation and accommodate future growth and digital expansion. As of June 2026, URSB is a $384 million-asset institution operating two branches.