Two Harbors Investment Corp.

Two Harbors Investment Corp. is an internally-managed real estate investment trust (REIT) established in 2009, primarily focused on investing in, financing, and managing residential mortgage-backed securities (RMBS) and mortgage servicing rights (MSRs). Headquartered in St. Louis Park, Minnesota, the company's mission is to deliver sustainable long-term value to its stakeholders by leveraging its deep expertise in the mortgage industry.

The company's investment portfolio predominantly consists of Agency RMBS, which are collateralized by various types of mortgage loans, and MSRs. Through its subsidiary, RoundPoint Mortgage Servicing LLC, Two Harbors also operates as one of the largest servicers of conventional loans in the United States, further enhancing its MSR-focused strategy and providing an origination platform. This diversified approach aims to manage interest rate and prepayment risks effectively.

In recent developments, Two Harbors Investment Corp. has been the subject of competing acquisition bids. While an amended agreement with CrossCountry Mortgage (CCM) for $11.30 per share in cash was announced in late April 2026, UWM Holdings Corp. subsequently presented a higher offer of $12.00 per share. William Greenberg serves as the company's President and CEO, a role he has held since June 2020.