Tryg A/S

Tryg A/S is a leading Scandinavian insurance company, recognized as the largest provider of general insurance services in the Nordic countries. Its core business primarily focuses on non-life insurance, which constitutes approximately 97.8% of its gross written premiums, with the remaining 2.2% from life insurance. The company's mission is to create peace of mind and value for its customers, employees, and shareholders by delivering simple, relevant, and accessible insurance solutions. Tryg A/S is headquartered in Ballerup, Denmark.

Tryg offers a comprehensive suite of insurance products tailored for private individuals, small and medium-sized businesses (SMEs), and corporate clients across Denmark, Norway, and Sweden. For private customers, offerings include motor, home, contents, travel, accident, health, and pet insurance. Commercial and corporate clients benefit from products such as property, liability, and workers' compensation insurance. Additionally, Tryg Trade specializes in surety bonds and trade credit insurance. The company holds a dominant market position, being the largest insurer in Denmark, the third-largest in Sweden, and the fourth-largest in Norway.

Johan Kirstein Brammer assumed the role of Group CEO on June 1, 2023. In the first quarter of 2026, Tryg reported a 7% increase in its insurance service result, driven by robust growth in the private segment, demonstrating resilience amidst challenging market conditions. The company maintains strong market shares, with approximately 23% in Denmark, 13% in Norway, and 16% in Sweden. Tryg is actively pursuing strategic targets, aiming for an insurance service result between DKK 8.0-8.4 billion and a combined ratio of around 81% by 2027. Recent initiatives include a focus on digital transformation, sustainability, and adapting products to meet EU Taxonomy criteria, alongside a DKK 1.2 billion charge related to a Danish Supreme Court ruling on workers' compensation.