Tri Counties Bank

Tri Counties Bank is a financial institution headquartered in Chico, California, providing a comprehensive range of banking services. Established on March 11, 1975, its core mission is to improve the financial success and well-being of its shareholders, customers, communities, and employees. The bank operates as a wholly-owned subsidiary of TriCo Bancshares, with corporate offices also located in Roseville, South San Francisco, and Bakersfield, California.

The bank offers a broad spectrum of financial products and services for individuals and businesses, including checking and savings accounts, money market accounts, certificates of deposit, and various loan options such as mortgages, auto loans, and consumer loans. For businesses, Tri Counties Bank provides commercial banking solutions, treasury management, commercial real estate financing, equipment financing, and specialized small business banking services. The institution serves clients across California through over 75 branch locations, advanced online and mobile banking platforms, and access to a wide ATM network.

Richard P. Smith serves as the President and CEO of Tri Counties Bank. As of 2026, the bank maintains nearly $10 billion in assets and positions itself as "California's Local Bank." A significant development occurred on July 13, 2026, when its parent company, TriCo Bancshares, announced an agreement to merge with First Hawaiian Bank in a $2 billion all-stock transaction. This merger, expected to close by the end of 2026, will result in a combined entity with approximately $34 billion in assets, with Tri Counties Bank continuing to operate under its existing brand as a division of First Hawaiian Bank in California.