THREDD UK LIMITED

Thredd is a global issuer processing platform that provides payment processing services for fintechs, digital banks, challenger banks, and financial institutions. Headquartered in London, United Kingdom, the company's mission is to modernize payment offerings worldwide by enabling innovators to launch and scale card programs globally. Thredd aims to transform the payments landscape through strategic partnerships and smart payment solutions.

The company offers a comprehensive suite of services including card issuance and management for physical, virtual, debit, credit, and prepaid cards, alongside robust card controls and payment processing capabilities. Thredd's platform incorporates advanced risk management and fraud prevention tools, such as 3D Secure and real-time fraud monitoring, and facilitates customer experience enablers like tokenization and digital wallet integration. It supports a wide array of use cases, including digital banking, Buy Now Pay Later (BNPL), Travel, Banking-as-a-Service (BaaS), expense management, B2B payments, crypto, lending, credit, FX, remittance, and open banking, serving over 100 clients across more than 44 countries.

Under the leadership of CEO Jim McCarthy, appointed in October 2023, Thredd is undergoing a significant acceleration phase in 2026, with its cloud-native global platform now live in the United States and end-to-end credit capabilities set to launch. The company is actively expanding into emerging payment technologies such as agentic commerce, real-time payments, ACH, and stablecoin settlement. Recent strategic moves include a partnership with Cross River Bank to facilitate US market entry for global fintechs and an expanded collaboration with B4B Payments for US growth. Thredd is certified by Visa, Mastercard, and Discover/Diners Club, underscoring its global market positioning.