Americans Fear AI and Medical Advances Could Disrupt Retirement…

Event summary

77% of Americans see rising healthcare costs as a direct threat to retirement plans.
43% doubt traditional retirement planning methods can account for longer lifespans.
40% view AI in the workplace as a threat to retirement readiness.
90% agree on the importance of access to retirement savings accounts and education.
Survey conducted among 1,000 U.S. adults (ages 18-65) from July 27-31, 2026.

The big picture

TIAA's survey highlights a growing tension between the promise of longer, healthier lives enabled by AI and medical advancements, and the financial anxieties these advancements create. With $1.6 trillion in assets under management, TIAA is positioning itself as a key player in addressing the core longevity risk of outliving savings. The findings underscore the need for innovative retirement solutions that can provide guaranteed income streams, a market TIAA is well-positioned to serve.

What we're watching

AI Cost Dynamics: How AI will affect healthcare costs remains uncertain, with 32% of respondents unsure of its impact.
Longevity Planning: Whether traditional retirement planning methods can adapt to longer lifespans, as 43% express doubt.
Workplace Disruption: The pace at which AI adoption in workplaces could shorten the retirement savings accumulation phase.