Shriram Finance Limited

Shriram Finance Limited is a prominent Indian non-banking financial company (NBFC) that plays a crucial role in the nation's credit ecosystem. The company's core business revolves around retail lending, commercial vehicle financing, and small-business financing. Its mission is to provide accessible and responsible credit solutions, empowering micro, small, and medium businesses and households across India, with a strong focus on financial inclusion for underserved and underbanked populations. Shriram Finance is headquartered in Chennai, Tamil Nadu, India.

The company offers a diverse portfolio of products and services, including financing for new and used commercial vehicles, passenger vehicles, two-wheelers, construction equipment, and farm equipment. Additionally, it provides MSME loans, personal loans, gold loans, and fixed deposit schemes. Shriram Finance primarily targets semi-urban and rural markets, catering to micro, small, and medium enterprises, commercial vehicle operators, and retail borrowers who often lack access to traditional banking services.

Formed in November 2022 through the merger of Shriram Transport Finance Company Limited, Shriram City Union Finance Limited, and Shriram Capital Limited, Shriram Finance emerged as one of India's largest retail-focused finance platforms. In December 2025, MUFG Bank Ltd. announced an agreement to acquire a 20% stake in the company, signaling significant international investment. The company reported a 41% increase in its Q4 FY26 net profit, reaching ₹3,014 crore. Parag Sharma assumed the role of Managing Director & Chief Executive Officer (MD & CEO) effective December 5, 2025, with Jugal Kishore Mohapatra serving as Chairman. Shriram Finance is recognized as one of India's largest retail NBFCs, boasting Assets Under Management (AUM) exceeding ₹2.81 trillion as of September 30, 2025, and an extensive network of over 3,200 branches serving more than 9.66 million customers nationwide.