Octane Expands BRP Partnership with Launch of BRP Financial Services — Octane Fitness, LLC

Event summary

Octane and BRP Inc. have extended their 10-year partnership to launch BRP Financial Services, a new financing program for powersports vehicles.
The program, set to launch on August 24, 2026, will be administered using Octane's Captive-as-a-Service™ platform and in-house lender Roadrunner Financial, Inc.
Octane's Captive-as-a-Service solution integrates technology, underwriting, loan processing, servicing, compliance, and capital markets execution under BRP's brand.
Octane has surpassed $9 billion in aggregate originations and issued over $5 billion in asset-backed securities, with partnerships across RV, outdoor power equipment, and automotive industries.

The big picture

This partnership marks a strategic evolution in powersports financing, leveraging Octane's fintech capabilities to enhance BRP's customer experience. The move reflects broader industry trends toward seamless, digital-first financial solutions, with Octane positioning itself as a key enabler for OEMs looking to integrate financing into their brand ecosystems. The scale of Octane's operations, with over $9 billion in originations, underscores its growing influence in the fintech space.

What we're watching

Market Penetration: How Octane's Captive-as-a-Service will affect BRP's market share in the powersports financing sector.
Execution Risk: Whether Octane can sustain its growth pace with expanding partnerships across multiple industries.
Industry Trends: The pace at which fintech solutions like Captive-as-a-Service become standard in the powersports and broader automotive financing sectors.