Investors Embrace Volatility as Recession Fears Persist
Event summary
- 77% of non-retired investors concerned about a U.S. recession in the next 12 months (July 2026).
- 33% plan to change retirement savings approach, up from 21% in summer 2024.
- 29% lack strategies to protect against market volatility.
- 60% of advisors more likely to recommend guaranteed income solutions post-2025 events.
The big picture
Nationwide's data reveals a paradoxical shift where investors are increasingly active despite heightened recession fears. This trend underscores a broader industry move toward opportunistic investing in volatile markets, with advisors pivoting to protection-focused solutions. The survey highlights systemic risks like healthcare costs and Social Security solvency that could reshape retirement strategies.
What we're watching
- Investor Confidence
- How sustained investor confidence amid volatility will affect long-term market stability.
- Advisor Strategies
- Whether advisors can effectively balance growth and protection for clients in uncertain markets.
- Regulatory Risks
- The pace at which systemic risks like Social Security solvency impact retirement planning strategies.