TreviPay and Visa Partner to Modernize B2B Payments with Pay by Invoice Solution

Event summary

  • TreviPay launched Pay by Invoice for Visa-issuing banks, targeting the $58 trillion North American B2B payments market.
  • The solution combines TreviPay’s order-to-cash automation with Visa’s commercial payment capabilities.
  • Murphy Research found 26% of corporate payments still rely on checks or manual ACH processes, with 61% of buyers preferring net terms.
  • The platform offers early payment to suppliers while allowing buyers to settle on negotiated terms (30, 60, or 90 days).
  • Banks benefit from incremental revenue, minimal IT integration, and strengthened client relationships.

The big picture

The collaboration between TreviPay and Visa addresses the fragmented $58 trillion North American B2B payments market, where 26% of transactions still rely on outdated methods. By automating invoicing and offering flexible payment terms, the partnership aligns with broader industry trends toward embedded finance and AI-driven working capital solutions. The solution positions issuing banks to capture a larger share of off-card B2B payments while enhancing client relationships.

What we're watching

Market Adoption
How quickly Visa-issuing banks will integrate and promote the Pay by Invoice solution to their commercial clients.
Competitive Response
Whether existing B2B payment providers will accelerate their own automation and invoice-based solutions in response.
Regulatory Compliance
The impact of evolving financial regulations on issuer-financed, invoice-based transactions.

Related topics

Automation