Metropolitan Commercial Bank

Metropolitan Commercial Bank, often referred to as MCB, is a New York State chartered commercial bank headquartered in New York City. Established in 1999, its core mission is to help clients build and sustain wealth through a relationship-focused approach, particularly serving middle-market companies and real estate entrepreneurs whose financial needs are often overlooked by larger institutions. The bank operates under the motto "The Entrepreneurial Bank."

MCB offers a broad range of business, commercial, and retail banking products and services. These include deposits, trade finance, cash management solutions, electronic banking, and various lending products such as acquisition and construction loans. The bank specializes in serving small businesses, middle-market enterprises, public entities, and affluent individuals within the New York metropolitan area, with tailored solutions for sectors like law firms, residential healthcare, government, charter schools, and title & escrow services.

Metropolitan Commercial Bank is a wholly-owned subsidiary of Metropolitan Bank Holding Corp., which is publicly traded on the NYSE under the ticker symbol MCB. In early 2024, the bank announced its strategic decision to exit all banking-as-a-service (BaaS) relationships to mitigate exposure to evolving regulatory standards, following a similar exit from its digital currency business in 2023. The bank has been recognized on Newsweek's America's Best Regional Banks and Credit Unions 2025 list and the Best Workplaces in New York™ 2026 List.