Luminate Bank

Luminate Bank is an FDIC-insured financial institution headquartered in Minneapolis, Minnesota, operating as both a full-service bank and a mortgage lender. The bank's core mission is to empower individuals and families to achieve their financial goals through personalized service, digital solutions, and transparent guidance.

The bank offers a comprehensive suite of financial products and services, including personal banking solutions such as checking accounts, savings accounts, and Certificates of Deposit (CDs). For businesses, Luminate Bank provides checking accounts, treasury management, cash management, and title support services. Its mortgage division offers a wide array of home financing options, including conventional, FHA, VA, USDA, jumbo, construction, renovation, reverse, investor, Non-QM, refinance, bridge loans, and Home Equity Lines of Credit (HELOCs).

In recent news, Luminate Bank was recognized as the #1 Large Company Top Workplace in both New Jersey and Minnesota in 2026. Jessica Fister, Executive Vice President of Mortgage Operations, received the 2026 Editor's Choice Woman of Influence Award from HousingWire. The bank expanded its home lending capabilities in April 2025 by integrating the NJ Lenders Team. Luminate Bank also contributed to community initiatives, powering a $90,000 investment into Housing in Action in July 2025 to advance housing equity. The leadership team includes CEO Marc Campbell and Co-Chairmen of the Board Taryn Reuter and Thomas Payne.