Jackson Study Reveals Policy Planning Gap Among Retirees
Event summary
- Jackson Financial Inc.'s study found 21% of pre-retired investors delayed retirement in 2025 due to policy concerns.
- 65% of investors expect Medicaid cuts, 46% anticipate Social Security reductions, and 68% foresee rising Medicare costs.
- Only 36% of investors with financial advisors discuss Medicaid and long-term care funding.
- Gen X investors show greater financial insecurity (36% feel secure) compared to baby boomers (46%).
- Study surveyed 1,443 investors aged 45-79 with $100K+ in assets between July 7-31, 2025.
The big picture
Jackson's research highlights a growing disconnect between policy awareness and practical retirement planning, particularly among Gen X investors facing unique economic challenges. This gap could accelerate demand for specialized financial products and advisory services that address policy risks. The findings come as the retirement landscape evolves from defined benefit to defined contribution systems, increasing individual responsibility for policy-related financial risks.
What we're watching
- Policy Impact
- How rising policy uncertainty will affect retirement timing and investment strategies among Gen X investors.
- Advisor Engagement
- Whether financial professionals will increase proactive policy discussions with clients despite sensitivity concerns.
- Generational Shift
- The pace at which Gen X's different economic experiences will require tailored retirement planning approaches.
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