First American Bank and Trust Migrates to Jack Henry for Digital Overhaul
Event summary
- First American Bank and Trust ($1.4B assets) adopts Jack Henry’s core processing platform to replace in-house systems.
- Bank will leverage Banno Digital Platform for enhanced customer financial tools and Tap2Local for small business growth.
- Migration to hosted model improves operational resilience in hurricane-prone Louisiana.
- Jack Henry’s open ecosystem provides access to 1,000+ third-party fintech integrations.
The big picture
Community banks face increasing pressure to modernize digital offerings while maintaining local service advantages. First American Bank and Trust’s migration to Jack Henry’s cloud-based solutions reflects a broader industry trend toward outsourced, scalable technology as smaller institutions compete with larger regional players. The deal highlights the strategic importance of disaster recovery capabilities in geographically vulnerable markets.
What we're watching
- Execution Risk
- How smoothly First American Bank and Trust integrates Jack Henry’s platform while maintaining service continuity.
- Small Business Focus
- Whether Tap2Local accelerates the bank’s small business portfolio expansion.
- Competitive Positioning
- The pace at which digital enhancements differentiate the bank from larger regional competitors.