Horace Mann Educators Corporation

Horace Mann Educators Corporation is an insurance holding company dedicated to providing lifelong financial well-being for educators and their families. Founded in 1945 by two teachers, the company's mission is to offer personalized service, advice, and a comprehensive range of tailored insurance and financial products. Its headquarters are located in Springfield, Illinois, U.S..

The company primarily serves K-12 educators, administrators, and public-school employees across the United States. Its key offerings include auto, property (homeowners, renters, umbrella), supplemental, and life insurance products. Additionally, Horace Mann provides retirement annuities, mutual funds, and various financial services. The company also offers administrative services for school districts, such as Section 125 cafeteria plans and Third-Party Administrator (TPA) services for 403(b) and 457(b) plans, alongside student loan solutions, credit monitoring, and financial wellness workshops.

Led by President and CEO Marita Zuraitis, Horace Mann reported strong first-quarter 2026 results, with a net income of $41 million and record core earnings of $53 million. The company was recognized as the 2025 Voluntary Sales Growth Leader by Eastbridge Consulting Group and continues to assist educators in achieving student loan relief through its dedicated program. In February 2024, Horace Mann launched an enhanced digital experience to streamline access to its insurance and financial solutions for educators. The company maintains a solid financial standing, holding an "A" Financial Strength Rating from AM Best, S&P, and Fitch Ratings, and an "A2" from Moody's Investor Service, though Fitch Ratings announced plans to withdraw its ratings around May 13, 2026, for commercial reasons.