HighTechLending Expands Home Equity Access with EquitySelect™ Enhancements
Event summary
- HighTechLending expanded its EquitySelect™ product line on July 22, 2026, broadening borrower eligibility and increasing loan-to-value (LTV) limits.
- The enhancements include a 1% payment plan option for homeowners aged 55+ and new low-payment options for those aged 50–54.
- Maximum LTVs have been increased across all five payment plan options, allowing borrowers to unlock more home equity.
- The program is available immediately through HighTechLending's wholesale lending channel.
The big picture
HighTechLending's enhancements to EquitySelect™ reflect a strategic move to capitalize on rising home values and address the gap in traditional home equity products. By offering more flexible qualification options and higher LTV limits, the company aims to serve a broader range of borrowers while maintaining responsible underwriting standards. This aligns with industry trends toward financial inclusion and innovative mortgage solutions.
What we're watching
- Market Penetration
- How HighTechLending's expanded eligibility criteria will impact its market share in the home equity lending space.
- Regulatory Scrutiny
- Whether the increased LTV limits and flexible qualification options will attract regulatory attention.
- Competitive Response
- The pace at which competitors will introduce similar flexible home equity products to stay competitive.
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