Fold Holdings Inc.

Fold Holdings Inc. is a pioneering Bitcoin financial services company dedicated to expanding access to Bitcoin through a comprehensive suite of consumer financial products. Founded in 2019, the company's mission is to enable individuals to earn, accumulate, and utilize Bitcoin in their everyday lives. Its corporate headquarters are located in Phoenix, Arizona.

The company offers a range of financial tools, including an FDIC-insured checking account through Sutton Bank, a prepaid Visa debit card (the Fold Debit Card), and a Bitcoin rewards credit card (the Fold Credit Card). Additionally, Fold provides Bitcoin gift cards, bill payment services, and an extensive catalog of merchant reward offers, allowing users to earn Bitcoin on purchases. It also facilitates Bitcoin buying and selling with low fees and insured custody, aiming to integrate Bitcoin across traditional financial services.

Led by CEO and Chairman Will Reeves, Fold Holdings Inc. became a publicly traded company on Nasdaq in February 2025 under the ticker symbol FLD, following a business combination with FTAC Emerald Acquisition Corp. The company has reported significant growth, with 2025 revenues increasing by 34% year-over-year. Recent developments include the launch of an enhanced app experience in February 2026 and a Bitcoin Bonus Program for Employers in April 2026, further solidifying its position at the forefront of integrating Bitcoin into mainstream financial activities. Fold also strategically invests in and accumulates Bitcoin for its corporate treasury.