First BanCorp. (FirstBank)

First BanCorp. is a financial holding company headquartered in San Juan, Puerto Rico, operating as a full-service provider of financial services and products across Puerto Rico, the United States, and the U.S. and British Virgin Islands. The company's mission is centered on investing in its employees, supporting the communities it serves, and providing an outstanding customer experience to deliver long-term shareholder value.

Through its main subsidiary, FirstBank Puerto Rico, the company offers a comprehensive suite of banking services, including commercial and consumer banking, mortgage banking, automobile financing, and insurance agency services. Its product offerings encompass residential mortgage loans, consumer and commercial loans, and various deposit products, catering to retail, commercial, and institutional clients, from small businesses to large corporate entities.

As of December 2025, First BanCorp. reported $19.1 billion in total assets, positioning it as the second-largest locally-owned financial holding company and depository institution in Puerto Rico. The company is led by Chairman Roberto R. Herencia and President and CEO Aurelio Aleman Bermudez. First BanCorp. is recognized for its strong balance sheet, maintaining a Common Equity Tier 1 (CET1) ratio well above regulatory requirements, and is considered a high-performing regional challenger in its markets.