First American Title Extends No-Cost Fraud Monitoring to Independent Agents — First American Financial Corporation

Event summary

First American Title now offers no-cost property title monitoring to clients of its independent title agents, expanding a service previously limited to direct customers.
The service monitors public records for suspicious filings like deeds, liens, or property listings, paired with First American’s title insurance policies.
Eligible properties include residential homes and new-home construction with valid street addresses, excluding commercial properties and vacant land without addresses.
The service is available in all states except Vermont, with some county-level restrictions, and agents can enroll clients via AgentNet® Services.

The big picture

First American Title’s move aligns with the growing threat of real estate fraud, as highlighted by the FBI’s 2025 Internet Crime Report. By extending no-cost monitoring to independent agents, the company strengthens its position in the title insurance market while fostering long-term client relationships. The service’s integration with title insurance policies differentiates it from standalone monitoring products, potentially driving higher adoption rates.

What we're watching

Fraud Prevention: How the expansion of no-cost monitoring will impact real estate fraud detection amid rising cybercrime-related losses, which reached $20.9 billion in 2025.
Client Retention: Whether the service will deepen title agent relationships with homeowners, extending engagement beyond the closing table.
Service Adoption: The pace at which independent title agents adopt the service and offer it to their clients, given the no-cost structure and potential regulatory restrictions.