FinWise Bancorp (FinWise Bank)

FinWise Bank is a Utah-chartered financial institution that operates as a subsidiary of FinWise Bancorp. Headquartered in Murray, Utah, the bank's core business blends traditional community banking services with a strong focus on partnerships with financial technology (fintech) companies. Its mission is to strengthen communities and improve financial situations through education and support, while also advancing the future of banking through innovative solutions for fintechs.

The bank offers a diverse range of products and services, including Strategic Program Lending, which involves collaborating with fintech platforms to streamline consumer and commercial loan originations, and a Credit Enhanced Balance Sheet Program. FinWise also provides a Payments Hub (MoneyRails™) and BIN Sponsorship for card programs (credit, debit, and prepaid). For traditional banking customers, it offers SBA 7(a) loan programs, equipment financing, commercial real estate loans, business checking accounts, as well as personal checking, savings, and certificate of deposit accounts.

In terms of leadership, Jim Noone serves as the CEO and President of FinWise Bank, having been appointed to the CEO role in March 2025, while Kent Landvatter is the Executive Chairman of both FinWise Bancorp and FinWise Bank. The bank has been recognized as a top-performing community bank and continues to position itself at the intersection of banking and technology. Notably, in October 2025, FinWise Bancorp announced a strategic partnership with DreamFi to provide banking and financial wellness products to underserved communities. However, the bank also faced a data breach incident, discovered in June 2025, which affected approximately 689,000 customers.