Experian Expands Real-Time Verification Network with Workday Integration — Experian plc

Event summary

Experian has integrated with Workday to expand its Experian Verify™ network, enabling real-time income and employment verification.
The integration aims to cover over 80 million U.S. payroll records, representing more than half of U.S. payroll employees.
Workday customers will access Experian Verify through the Workday Total Benefits solution, launching in late October 2026.
Experian Verify combines payroll provider integrations, employer-direct records, and consumer-permissioned verification.

The big picture

Experian’s integration with Workday aligns with the broader trend of digitizing HR and financial verification processes. By reducing reliance on manual documentation, the partnership supports faster decision-making for lenders and a smoother experience for consumers. The move also underscores the growing importance of real-time data access in financial services and employment verification.

What we're watching

Network Expansion: How quickly Experian can onboard additional payroll providers to further expand its verification coverage.
HR Efficiency: Whether the integration will significantly reduce administrative burdens for HR departments.
Consumer Experience: The pace at which real-time verification adoption accelerates, improving consumer access to financial products.