Equifax Inc.

Equifax Inc. is an American multinational consumer credit reporting agency headquartered in Atlanta, Georgia. It stands as one of the three largest consumer credit reporting agencies globally, alongside Experian and TransUnion. The company's core business involves collecting and aggregating information on over 800 million individual consumers and more than 88 million businesses worldwide. Equifax's mission is to help people live their financial best, driven by the belief that knowledge powers progress, and its vision is to be a leading data, analytics, and technology company that fosters financial opportunity for all.

The company operates through three primary segments: U.S. Information Solutions (USIS), Workforce Solutions (EWS), and International. The USIS segment provides consumer and commercial information services, mortgage loan origination data, financial marketing services, and identity management. Its Workforce Solutions segment, a significant growth driver, offers automated income and employment verification through "The Work Number" database, alongside employer services such as payroll and employment tax management. The International segment manages credit bureaus in various countries, delivering information, technology, and services for debt collection and recovery. Equifax also provides direct-to-consumer services, including credit monitoring, fraud prevention, and identity theft protection.

Led by CEO Mark W. Begor, Equifax maintains its position as a key player in the credit reporting industry, emphasizing its role as a global data, analytics, and technology firm. In Q1 2026, the company reported strong performance with record-setting new product innovation and double-digit organic revenue and EPS growth, particularly in its U.S. mortgage and Workforce Solutions segments. Strategic initiatives focus on technological innovation, including cloud migration, and market expansion to diversify revenue streams beyond cyclical markets. Equifax was recently recognized on the WSJ Leadership Institute's "Best Companies for the Future" list for its AI readiness, innovation, and financial fitness.