U.S. Foreclosure Activity Rises 10% Year Over Year in July 2026 — ATTOM Data Solutions, LLC

Event summary

39,906 U.S. properties had foreclosure filings in July 2026, up 1% from June 2026 and 10% from July 2025.
Foreclosure starts increased 10% year over year to 26,648 properties.
Completed foreclosures (REOs) rose 23% annually to 4,764 properties.
Nevada, South Carolina, and Florida recorded the worst foreclosure rates in July 2026.
Texas, Florida, and California posted the most foreclosure starts nationwide.

The big picture

The rise in foreclosure activity, while elevated from a year ago, remains below pre-pandemic levels, suggesting a market that is relatively resilient. The data indicates that financial pressures are affecting some homeowners, particularly in states like Nevada, South Carolina, and Florida. The broader context, however, points to a market that is adjusting to post-pandemic norms, with foreclosure starts and completed foreclosures showing a trend of annual increases.

What we're watching

Market Resilience: Whether the current foreclosure activity levels indicate broader financial stress or are part of a normalization post-pandemic.
Regional Disparities: How states like Nevada, South Carolina, and Florida will manage higher foreclosure rates compared to national averages.
Economic Indicators: The pace at which economic conditions will influence foreclosure trends in the coming months.