American Integrity Insurance Group Reports Strong Q2 2026 Growth
Event summary
- American Integrity reported net income of $34.1 million for Q2 2026, up 24.2% year-over-year.
- Book value per share increased by 22.3% compared to June 2025, reaching $18.86.
- The company wrote 126,308 new and renewal policies in the voluntary market, a 27.9% increase from Q2 2025.
- Combined ratio improved to 63.4% from 72.9% in Q2 2025.
- American Integrity renewed its catastrophe excess of loss reinsurance program with $3 billion of coverage.
The big picture
American Integrity Insurance Group's strong Q2 2026 results reflect its strategic focus on growth initiatives and risk management. The company's improved combined ratio and increased book value per share highlight its ability to navigate the competitive property insurance market in Florida. The renewal of its reinsurance program at reduced costs positions it well for future profitability amid regulatory reforms.
What we're watching
- Market Expansion
- The pace at which American Integrity can sustain its growth in the Tri-County region of Florida and middle-aged home category.
- Regulatory Impact
- How Florida’s legislative reforms will continue to benefit American Integrity’s risk profile and profitability.
- Reinsurance Dynamics
- Whether the reduced reinsurance costs from the June 1 renewal will contribute to long-term value creation for shareholders.