American Coastal Insurance Corporation

American Coastal Insurance Corporation is a property and casualty insurance holding company headquartered in St. Petersburg, Florida. The company primarily underwrites commercial residential property insurance, focusing on providing coverage for condominium and homeowner association properties, and apartments. Its mission centers on addressing the insurance needs of coastal residential and commercial lines, particularly in hurricane-exposed regions of the Southeastern United States.

The company's key offerings include structure, content, and liability coverage for single-family homeowners, renters, and condominium unit owners. It also provides commercial multi-peril property insurance for residential condominium associations and apartments, covering perils such as fire, wind, hail, water, theft, and vandalism. American Coastal distributes its products through a network of independent agencies and maintains an exclusive partnership with AmRisc Group for the distribution of condominium association properties in Florida.

In recent leadership changes, B. Bradford Martz was appointed CEO and President in February 2025, with R. Daniel Peed transitioning to Executive Chairman of the Board. Troy Crawford was named Chief Underwriting Officer in February 2026. The company completed $5 million in common stock share repurchases in March 2026 and is scheduled to release its first-quarter 2026 financial results in May 2026. American Coastal Insurance Corporation rebranded from United Insurance Holdings Corp. in July 2023 and completed the sale of its personal lines subsidiary, Interboro Insurance Company, in April 2025, solidifying its focus on commercial residential property insurance. It holds the leading market share in Florida's commercial residential condominium associations and maintains strong financial stability ratings, including an "A, Exceptional" from Demotech and an "A-" insurance financial strength rating with a Positive outlook from Kroll.