Amazon Expands Business Credit Card Rewards, Partners with U.S. Bank and Mastercard

  • Amazon launched new Prime Business and Amazon Business credit cards on May 13, 2026, issued by U.S. Bank and powered by Mastercard.
  • The cards offer enhanced rewards, including 5% back on Amazon purchases for Prime members and 3% for non-Prime members, with additional rewards outside Amazon.
  • Flexible financing options include interest-free installment plans for up to 12 months on eligible Amazon purchases.
  • The cards feature built-in spend management tools, such as real-time tracking, spending limits, and virtual card issuance.

Amazon's move to enhance its business credit card offerings reflects the growing convergence of e-commerce and financial services. By partnering with U.S. Bank and Mastercard, Amazon is leveraging external expertise to offer more comprehensive financial tools, addressing the needs of businesses operating in a digital-first environment. This strategic shift underscores the importance of integrated financial solutions in driving customer loyalty and spend management efficiency.

Competitive Dynamics
How Amazon's enhanced rewards and financing options will position it against traditional business credit card providers.
Customer Adoption
The pace at which businesses transition to the new cards and utilize the flexible financing features.
Partnership Synergies
Whether U.S. Bank and Mastercard can deliver additional value to Amazon Business customers through future integrations.