Real-Time Payments Set to Boost GDP and Financial Inclusion in Peru, Chile, Argentina
Event summary
- Real-time payments in Peru, Chile, and Argentina forecast to add $20.4 billion in GDP by 2028.
- Argentina expects $19.3 billion in additional GDP and 1.1 million new financial system entrants.
- Peru anticipates $376 million in GDP growth and 1.4 million new bank account holders.
- Chile projects $740 million in GDP gains and 83,000 new financial service users.
- ACI Worldwide to sponsor Chile Fintech Forum on May 6-7, 2026.
The big picture
Latin America's real-time payments infrastructure is maturing, with Brazil and Colombia setting benchmarks for economic impact and financial inclusion. Peru, Chile, and Argentina are now poised to leverage these systems, potentially unlocking billions in GDP growth and formalizing millions of previously excluded individuals. ACI Worldwide's strategic positioning in these markets underscores the growing importance of real-time payments as core economic infrastructure.
What we're watching
- Regulatory Momentum
- Whether Peru's central bank can accelerate real-time payments adoption through interoperability reforms.
- Market Expansion
- How Chile transitions from P2P to merchant payments to drive broader economic impact.
- Competitive Dynamics
- The pace at which Argentina's fintech sector can sustain innovation and competition amid regulatory changes.
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