The Multiplier Effect: Surety One's Triple-Match Reinvents Giving

SAN JUAN, Puerto Rico – December 04, 2025 – In an era where corporate social responsibility (CSR) has become a staple of business strategy, it's rare for a new initiative to feel genuinely disruptive. Yet, international insurance intermediary Surety One, Inc. has just unveiled a corporate charitable program that does more than just tick a box; it introduces a powerful new blueprint for philanthropic impact. The company announced the launch of an employee charitable matching program that, on the surface, seems standard: a dollar-for-dollar match on employee donations up to $2,500 annually. The true innovation, however, lies beneath this initial layer.

Every dollar an employee donates is not just matched by the company, but also independently by its founder, C. Constantin Poindexter, and again by the Carlyle Poindexter Charitable Foundation. This unique, multi-tiered structure has the power to transform a single employee’s contribution into triple its original value, creating a powerful multiplier effect that could redefine the scale and impact of corporate-led giving.

A New Architecture for Philanthropy

The mechanics of Surety One's program represent a significant departure from conventional corporate matching. While a 1:1 company match is the most common model, seen in over 90% of such programs, the addition of two more matching layers from separate entities—the CEO and a private foundation—is exceptionally rare. This layered approach fundamentally alters the financial impact of each donation.

Consider the practical implications: an employee's $1,000 donation to an approved nonprofit focused on children's health or hunger relief doesn't just become $2,000. With the subsequent matches from Mr. Poindexter and his foundation, that initial gift becomes $3,000 for the recipient organization. For an employee who contributes the maximum annual amount of $2,500, the total contribution to the charity swells to an impressive $7,500. This model allows even modest individual contributions to produce the kind of measurable change typically associated with major corporate grants.

"I am deeply pleased to formalize this program and elevate the good work our team already participates in," said C. Constantin Poindexter, CEO of Janus Assurance Re and Founder of Surety One, Inc., in the company’s official announcement. "This initiative reflects who we are, a firm built on responsibility, mutual support, love of our neighbor, and the belief that every contribution matters."

Benchmarking a Disruptive Model

When placed against industry benchmarks, the disruptive nature of Surety One's strategy becomes clear. The company's base 1:1 match and $2,500 annual cap per employee fall comfortably within the typical range for the financial services sector. Competitors and major corporations like State Street Corporation and American Express offer robust programs with caps reaching up to $10,000. Some, like Soros Fund Management, even offer higher 2:1 or 3:1 matching ratios.

However, these are single-entity programs. Surety One’s innovation is not in offering the highest cap or ratio from a single source, but in creating a collaborative, multi-stakeholder funding mechanism. By combining corporate, personal, and foundational resources, the company has designed a system that achieves a high-impact multiplier without placing the entire burden on the corporate balance sheet. This strategic design distinguishes it from nearly all other programs and provides a compelling case study in leveraging multiple capital sources for social good.

Formalizing a Culture of Contribution

This new program is not a sudden pivot into philanthropy but rather the formalization of a deeply embedded company culture. Research into Surety One's history reveals a consistent and long-standing commitment to its stated values of community resilience, children's health, hunger relief, and educational advancement. For years, the firm and its parent holding company have supported organizations like the No Kid Hungry Foundation and Feed America, and for six consecutive years, they have donated Thanksgiving meals through the Salvation Army in North Carolina.

Furthermore, the company has actively invested in education through its own scholarship program for students in Puerto Rico and the United States, as well as by supporting initiatives like the Superkids Scholarship Program. Crucially, a 'standing agreement' for Mr. Poindexter and the Carlyle Poindexter Charitable Foundation to match donations to approved non-profits already existed. The new program, therefore, institutionalizes this practice and extends the opportunity to every employee, weaving a history of executive-led giving into the fabric of the entire organization.

Empowering Employees to Drive Change

Beyond the impressive financial mechanics, the program is a powerful tool for employee engagement. By allowing staff to direct funds to vetted organizations they are passionate about, Surety One is empowering its team to be active agents of social change. This employee-centric approach is known to be a significant motivator; industry data shows that 84% of employees are more likely to donate if they know their contribution will be matched.

The enthusiasm within the company appears to reflect this trend. Poindexter noted that, "The Team embraced this idea enthusiastically, all voicing their commitment to giving when we first opened a discussion about this." By aligning corporate philanthropy with employee choice, the company fosters a shared sense of purpose and strengthens its internal culture. This strategy serves not only to amplify community impact but also to attract and retain talent that values corporate citizenship and a mission-driven work environment.

A Model of Global Reach and Local Responsibility

Domiciled in Puerto Rico and licensed across the United States, Canada, and the Dominican Republic, Surety One, Inc. operates with a significant international footprint. This initiative serves as a powerful example of how a global business can execute a hyper-local social responsibility strategy. Instead of focusing philanthropic efforts solely around a single corporate headquarters, the program enables employees to support communities in the many markets the company serves.

This principle is further exemplified by the personal actions of its leadership. Mr. Poindexter’s volunteer work as a tutor with WakeTogether and his significant personal donation of airline miles to support humanitarian organizations like the American Red Cross and UNICEF demonstrate a philosophy where global citizenship and local action are intertwined. By launching this innovative triple-match program, Surety One, Inc. is not just donating money; it is investing in its communities and its people, setting a new and compelling standard for what it means to be a responsible leader in today's interconnected market.