Samsung, Ingenico & Talus Ditch POS Hardware with New Mobile Solution

SURESNES, France – January 12, 2026 – A landmark partnership between payment solutions leader Ingenico, technology giant Samsung, and fintech provider Talus is set to transform the North American retail landscape. The trio has officially launched a mobile business operating solution that turns standard NFC-enabled Samsung smartphones and tablets into full-fledged, secure payment terminals, completely eliminating the need for dedicated hardware.

This new system, powered by Ingenico's SoftPOS technology and delivered through a comprehensive mobile app from Talus, allows businesses of any size to accept tap-to-pay cards and digital wallet payments anywhere, anytime. The collaboration aims to democratize access to modern payment technology, offering a frictionless and cost-effective alternative to traditional point-of-sale (POS) systems.

A New Era for Point-of-Sale: The End of Dedicated Hardware?

The core of the innovation lies in its simplicity and accessibility. By leveraging the Near Field Communication (NFC) chip already present in millions of Samsung Galaxy devices, the solution effectively turns a business owner’s existing phone or tablet into a secure payment acceptance device. This shift from hardware-centric to software-centric payments represents a significant disruption to an industry long reliant on specialized card readers and terminals.

For businesses, particularly small-to-midsize enterprises (SMEs), the financial and logistical benefits are substantial. Traditional POS hardware can represent a significant upfront investment, with basic kits often costing between $300 and $1,000, and more comprehensive systems running even higher. By removing this barrier, the partnership dramatically lowers the cost of entry for new and growing businesses. The press release highlights that onboarding is designed to be quick and easy, with transparent pricing and the ability for merchants to start accepting payments within minutes, slashing setup time and hardware expenses.

This newfound mobility empowers businesses to operate beyond the confines of a physical checkout counter. From pop-up shops and market stalls to field service technicians and delivery drivers, merchants can now process transactions seamlessly wherever their business takes them. This flexibility is critical in a market that increasingly values convenience and on-demand service.

Security and Trust in a Software-First World

While the convenience is clear, the partnership places a heavy emphasis on security—a paramount concern when handling sensitive payment data on a multi-purpose consumer device. The solution is built to comply with the industry's most rigorous standards, including the PCI Security Standards Council's MPoC (Mobile Payments on Commercial Off-the-Shelf devices) framework.

MPoC is a modern, flexible standard that governs how everyday devices like smartphones can securely accept payments, including those requiring a PIN. It creates a robust security architecture that protects transaction data from the moment it is captured. This certification is a critical component of building trust with merchants and consumers alike.

Further bolstering this security is the integration of Samsung's proprietary Knox platform. Knox is a defense-grade security system built into Samsung devices from the chip up, providing multiple layers of protection against malware, data breaches, and physical tampering. This hardware-level security works in tandem with Ingenico's certified software to create a fortified environment for payment processing.

"Software-based payments only work at scale when security and trust are built in from the start," commented Scott Spencer, President, Americas at Ingenico. "Our collaboration with Samsung and Talus brings certified SoftPOS technology to businesses who need flexibility without compromising on security."

The Power of Three: A Strategic Alliance Reshaping Fintech

This initiative is more than just a new product; it is a strategic alliance that leverages the distinct strengths of each partner to create a comprehensive ecosystem. Ingenico brings its four decades of global leadership in payment acceptance and its certified, secure SoftPOS engine. Samsung provides the ubiquitous, trusted, and secure hardware foundation through its widely adopted Galaxy smartphones and tablets.

Talus acts as the crucial fintech integrator, bridging the gap between the underlying technology and the end-user. The company developed the mobile application that not only facilitates payments but also bundles in a suite of business management tools. Furthermore, Talus provides the full-service provider (FSP) infrastructure, including U.S.-based 24/7 customer support, which is essential for ensuring smooth operations and merchant confidence.

"Business users need to be agile in today's market but implementing new systems and technology can be daunting," noted Tyler Gipson, general manager and head of Samsung Mobile B2B at Samsung Electronics America. "This partnership gives merchants a seamless option for payments with familiar technology including Samsung Galaxy smartphones and tablets, secured by Samsung Knox mobile security platform."

This tripartite model stands as a powerful differentiator in a competitive market that includes established players like Square and Stripe, which also offer their own "Tap to Pay" solutions. By combining best-in-class payments, hardware, and integrated software with dedicated support, the alliance presents a compelling, all-in-one package.

Beyond the Transaction: An All-in-One Business Hub

Perhaps the most significant value proposition for businesses is that the solution extends far beyond simple payment acceptance. The Talus mobile app transforms the device into a centralized business operating system, integrating critical functions like inventory management, customer relationship management (CRM), and access to real-time analytics.

This integration allows a merchant to not only accept a payment but also automatically update stock levels, link the transaction to a customer's purchase history, and analyze sales trends on the fly. For a small business owner, this means replacing multiple disparate systems—a cash register, an inventory logbook, a separate CRM tool—with a single, intuitive application on a device they already own and use.

"Organizations of all types and sizes now have access to modern, robust business solutions on everyday smartphones and tablets," said Talus CEO Kim Fitzsimmons. "We're honored to be part of the triumvirate bringing a business operating solution to market that's both cost effective and a powerhouse in your pocket."

By providing enterprise-level tools in an accessible and affordable format, the partnership empowers small businesses to operate more efficiently, make smarter, data-driven decisions, and compete more effectively in the modern economy. The solution will be demonstrated to merchants, resellers, and integrators at the NRF 2026: Retail's Big Show in New York City, marking its official debut to the North American market.