Prescient National Taps Visionary Leader for Strategic Expansion

CHARLOTTE, NC – June 23, 2026 – Prescient National, a workers’ compensation carrier with national ambitions, has made a significant strategic move by appointing Elizabeth Haar, a titan of the insurance industry, to its Board of Directors. The appointment, effective May 13, 2026, brings a leader renowned for transformative growth and operational innovation into the fold, signaling a new chapter in the company's quest to deepen its national footprint.

Haar, the former President and CEO of AF Group, is a name synonymous with strategic expansion in the workers' compensation sector. Her addition to the board is more than a high-profile appointment; it is a clear statement of intent from a carrier positioning itself for a more dominant role in a complex and evolving market.

“We are thrilled to welcome Liz to the Board of Directors," said Kristin W. Wall, Board Chair of Prescient National and President and CEO of LWCC. "She is a transformational leader whose career includes guiding strategic growth, operational transformation, and innovation across one of the country’s leading workers’ compensation organizations. Her expertise will be a valuable addition as we continue to deepen Prescient’s footprint nationally.”

A Legacy of Transformational Growth

To understand the impact of Haar's appointment, one must look at her formidable track record. Her career is a blueprint for scaling a regional insurer into a national powerhouse. Beginning her journey in the analytically rigorous world of actuarial science, Haar joined AF Group (then Accident Fund) in 1997 as Chief Actuary. By 2005, she had ascended to the role of President and CEO, where she began architecting a period of unprecedented expansion.

Under her stewardship, AF Group grew from a state-specific entity into a diversified national carrier. This was not achieved through passive growth but through a series of calculated strategic moves. She spearheaded the acquisition of United Heartland in 2005 to gain a foothold in the Midwest and CompWest in 2007 to penetrate the notoriously complex California market. The establishment of Third Coast Underwriters further specialized the company's offerings. This strategic orchestration culminated in AF Group being licensed to operate nationwide by 2011, a testament to her vision.

Her leadership has been consistently recognized by the industry. Accolades such as being named one of Business Insurance's "Women to Watch," Crain's Business' "100 Most Influential Women," and Insurance and Technology's "Tech Savvy CEO" are not mere honors; they are markers of a career defined by impact and influence. The companies she led were also consistently lauded, earning spots in the prestigious Ward's 50 and as "Best Places to Work," underscoring her commitment to building not just profitable enterprises, but also thriving organizational cultures.

The Actuarial Mindset Meets Strategic Vision

What makes Haar’s leadership particularly potent is the fusion of a disciplined, data-driven actuarial mindset with an entrepreneurial and forward-looking strategic vision. In an industry built on risk assessment, her ability to deconstruct complex data and translate it into actionable growth strategies is a rare and valuable skill. This dual expertise allowed her to navigate the turbulent waters of the insurance market, identifying opportunities for acquisition and innovation where others saw only risk.

This background aligns perfectly with Prescient National’s core identity. The carrier prides itself on "industry-leading claims outcomes" and "strong financial performance," pillars that are built on a foundation of meticulous underwriting and risk management. Haar’s expertise is poised to sharpen these strengths, bringing new perspectives on how to leverage data analytics and operational efficiency to further enhance profitability and policyholder value.

Haar herself acknowledged this synergy. “I am excited to join Prescient National’s Board at such a pivotal time for the company,” she stated. “Their incredible track record of industry-leading claims outcomes, strong financial performance, and commitment to a high-touch approach is a foundation for growth that I look forward to being part of.” Her endorsement of the company's existing foundation suggests her role will be to build upon and amplify its current success, rather than overhaul its core strategy.

Navigating the Future of Workers' Compensation

The workers' compensation landscape is in a state of perpetual flux, shaped by technological disruption, shifting workforce demographics, and an ever-changing regulatory environment. Carriers that fail to adapt risk being left behind. The appointment of Haar is a proactive measure by Prescient National to secure its future-readiness. Her experience extends beyond traditional workers' comp, having served as President of Emergent Holdings, where she oversaw a diversified portfolio of insurance and technology solutions.

This experience is critical as the industry grapples with the integration of AI in claims processing, the rise of telemedicine for treating injured workers, and the challenges posed by the gig economy. Having been recognized as a "Tech Savvy CEO," Haar is well-versed in leveraging technology not just as a tool for efficiency, but as a strategic driver of better outcomes and customer experiences. Her insights will be invaluable as Prescient National continues to refine its "high-touch" service model in a digital-first world.

Furthermore, her role in guiding AF Group’s evolution into a multi-line carrier under Emergent Holdings provides a playbook for potential diversification. While Prescient National remains focused on workers' compensation, Haar's strategic counsel could open doors to adjacent markets or innovative new products that build on its core strengths, ensuring long-term resilience and growth.

Fortifying the Board for National Ambitions

A company's board is its strategic command center, and with the addition of Elizabeth Haar, Prescient National has significantly upgraded its strategic firepower. She joins a board already led by a seasoned industry expert, Kristin W. Wall, whose dual role as CEO of LWCC brings deep specialized knowledge. Haar’s arrival adds a layer of national expansion and diversification expertise that is directly aligned with the company’s stated goals.

Her extensive history of board service with key industry bodies like the National Council on Compensation Insurance (NCCI) and the American Insurance Association provides an intimate understanding of the governance and regulatory frameworks that shape the industry. This institutional knowledge is indispensable for a carrier navigating the complexities of a 50-state operational footprint.

Ultimately, this appointment is the clearest signal yet of Prescient National's bold ambitions. It is an investment in proven leadership and a strategic move to ensure the company has the vision and experience at the highest level to transform from a strong regional player into a true national leader. By bringing Elizabeth Haar onto its board, Prescient National is not just preparing for the future of workers' compensation; it is actively shaping its role within it.