Oxford Finance Fuels AMX Logistics with Inaugural ABL Deal

ALEXANDRIA, VA – January 22, 2026 – Specialty finance firm Oxford Finance LLC has officially launched its Asset-Based Lending (ABL) division, marking the occasion by closing its first major transaction with AMX Logistics, a family-owned transportation and logistics provider. The deal provides a significant ABL facility to AMX, signaling a strategic expansion for Oxford and providing crucial growth capital for the innovative logistics company.

For over two decades, Oxford Finance has been a key player in providing senior secured loans, originating more than $14 billion in financing across numerous industries. This move into the ABL space represents a calculated diversification of its portfolio, aiming to meet the evolving capital needs of middle-market companies. The partnership with AMX Logistics, a company known for its flexible, technology-driven freight solutions, underscores the intended focus and agility of Oxford's new division.

Oxford's Strategic Expansion into Asset-Based Lending

Oxford Finance's entry into the traditional ABL market is a strategic response to a shifting financial landscape where businesses are increasingly seeking alternatives to conventional bank loans. As credit conditions tighten, asset-rich companies require more flexible and responsive capital solutions to fund operations and expansion. By launching its ABL division, Oxford leverages its deep expertise in structured finance to serve a broader clientele.

To ensure the success of this new venture, the firm has invested heavily in top-tier talent. The division is fortified by the appointments of industry veterans Nick McDearis, who leads ABL Originations with nearly 20 years of experience from firms like Ares Management and Monroe Capital, and Brock Johnson, who heads Underwriting with a similarly extensive background in commercial finance. This leadership team is tasked with building a platform known for competitive structures and rapid execution.

“We are excited to introduce our ABL platform and proud to partner with AMX Logistics on this milestone transaction,” said Kevin Harbour, Managing Director at Oxford Finance. “With the talent we have recently added to the organization, we are well-positioned to scale our ABL platform and provide innovative financing options that help businesses thrive.”

This strategic pivot allows Oxford to build on its reputation as a trusted partner while tapping into the growing demand for ABL, a market projected to surpass $1.5 trillion globally by 2032. The firm's ability to offer personalized service and customized structures positions it as a strong competitor in the middle-market lending space.

Fueling the 'Asset-Right' Engine at AMX Logistics

The recipient of this inaugural financing, AMX Logistics, operates on a sophisticated “asset-right” model that combines the stability of an owned fleet with the flexibility of a non-asset-based brokerage. This hybrid approach allows the company to provide comprehensive and scalable solutions across the 48 contiguous United States. AMX's operations are segmented into four strategic divisions: AMX Trucking, AMX Logistics, AMX Drayage for port services, and the AMX Academy, a CDL training school designed to combat driver shortages.

With a company-owned fleet of over 250 trucks and 600 trailers, supplemented by a network of 15,000 partner carriers, AMX can handle a diverse range of freight needs, from full truckload (FTL) to less-than-truckload (LTL) and specialized services. The company's commitment to technology, including its involvement with the Blockchain in Transport Alliance, ensures real-time visibility and efficiency for its clients, contributing to an impressive 95% on-time delivery rate.

The new ABL facility from Oxford is set to directly fuel the company's next phase of growth. The capital will be used to optimize working capital and support a multi-faceted expansion strategy.

“We could not be more excited for our partnership with the Oxford team,” stated Collins White, President of AMX Logistics. “They were integral in helping us enact our Phase I approach to our new growth strategy and will play a pivotal role in our future growth. The sky is the limit for us here at AMX with this new partnership.”

The Growing Appeal of ABL in the Transportation Sector

The Oxford-AMX deal is emblematic of a larger trend in the transportation and logistics industry. Companies in this sector are often asset-rich—with significant investments in trucks, trailers, and equipment—but can experience fluctuations in cash flow due to fuel costs, seasonal demand, and payment cycles. Traditional lending, which heavily scrutinizes historical cash flow, can be restrictive for such businesses.

Asset-based lending offers a powerful alternative by allowing companies to unlock the liquidity tied up in their balance sheets. Lenders provide revolving lines of credit or term loans based on the value of assets like accounts receivable, inventory, and equipment. This structure provides a scalable source of capital that grows in line with the business's sales and operations, offering a level of flexibility that traditional loans often cannot match.

For logistics providers, this means faster access to funds needed for daily operations, such as meeting payroll, paying for fuel, or investing in new technology. As the logistics industry continues to innovate with models like the 'asset-right' approach, the demand for equally innovative and adaptable financing solutions is expected to continue its upward trajectory.

This inaugural partnership between Oxford Finance and AMX Logistics serves as a clear indicator of a broader shift in corporate finance. As specialty lenders diversify and innovative companies seek more agile capital solutions, asset-based lending is emerging as a critical bridge, connecting established financial expertise with the dynamic operational needs of the modern logistics backbone.