Obita's $30M Haul Aims to Revolutionize Cross-Border Enterprise Payments

HONG KONG – January 08, 2026 – Fintech infrastructure company Obita announced today the completion of its Pre-A financing round, bringing its total capital raised across two rounds to nearly US$30 million. The round was led by Web3-focused venture firm Monolith, with significant follow-on investments from existing shareholders including Vision Plus Capital, Mirana Ventures, and Legend Capital.

The substantial injection of capital signals strong investor confidence in Obita's mission to build a global, enterprise-grade payments infrastructure designed to solve long-standing inefficiencies in cross-border commerce. The funds are earmarked to accelerate business growth, expand the company’s global footprint, and continue the development of its blockchain-native payment network.

Modernizing a Multi-Trillion Dollar Market

The global business-to-business (B2B) payments market, valued at over $87 trillion in 2024 and projected to exceed $213 trillion by 2032, has long been hampered by outdated systems. Businesses engaged in international trade frequently contend with a labyrinth of correspondent banks, high foreign exchange costs, settlement delays that can span days, and a general lack of transparency in fund flows. These frictions represent significant operational burdens and financial costs for enterprises of all sizes.

Obita aims to directly address these challenges with its proprietary “Obita Mesh” framework. This platform is being engineered as a blockchain-native payment network that leverages stablecoins for settlement. By doing so, the company intends to offer a streamlined alternative to the traditional SWIFT system, enabling low-cost, real-time, and fully traceable cross-border transactions. The infrastructure integrates an enterprise-grade compliance system, a cross-border clearing network, and unified treasury management tools, providing a comprehensive solution for global businesses. The company is initially focusing its expansion efforts on high-growth but often underserved markets across Southeast Asia, Central Asia, Africa, and Latin America, where the demand for efficient payment solutions is particularly acute.

Investor Conviction in a Web3 Future for Finance

The nearly $30 million raised is a powerful validation of Obita's strategy and technological approach. The Pre-A round was spearheaded by Monolith, a venture capital firm specializing in early-stage Web3 infrastructure, signaling a belief that blockchain technology is pivotal to the future of finance. The continued and increased participation from Obita’s angel round investors—including Vision Plus Capital and Mirana Ventures, who co-led the initial $10 million seed funding—underscores sustained confidence in the team's vision and execution capabilities.

This investment arrives as the cross-border payments landscape is undergoing a seismic shift. The B2B segment, which accounts for over 72% of the cross-border market, is rapidly digitizing. Industry analysts project the value of B2B cross-border payments to reach as high as $50 trillion by 2032. This explosive growth is driven by the expansion of international trade, the rise of global e-commerce, and a widespread demand for faster and more cost-effective payment rails. Investors are increasingly backing companies that can build the foundational technology to support this new era of global commerce, moving beyond incremental improvements to create entirely new systems for value exchange.

A Leadership Team Forged in Fintech and Compliance

A critical factor driving investor interest is the deep industry experience embedded in Obita’s founding team. The company was established by seasoned professionals with extensive backgrounds at the intersection of fintech, global payments, and complex regulatory compliance—a combination essential for succeeding in the highly regulated world of international finance.

Co-founder and CEO, Dayong Zhang, previously held senior roles at Ant Group, where he was instrumental in developing digital wallets and expanding the company's international payment network. He also served as Chief Commercial Officer of HashKey Group, a leading digital asset financial services firm. This experience provides him with a unique perspective on both traditional and blockchain-based financial systems. He is joined by co-founder and Chief Business Officer, Vincent Yang, who brings a wealth of experience in international business development from his time at AliExpress and Ant Financial, in addition to his own entrepreneurial ventures.

This leadership's proven track record in building and scaling compliant payment solutions at major global firms gives Obita a distinct advantage. Navigating the patchwork of international regulations, including Anti-Money Laundering (AML) and Know Your Customer (KYC) requirements, is one of the greatest challenges for any cross-border payments company. The founders' expertise in this domain is a core component of the company's strategy to build a trusted, enterprise-grade network.

Competing in a Transforming Landscape

Obita enters a dynamic and competitive field. It will contend with established payment giants like Stripe and Adyen, which are continuously expanding their enterprise offerings, as well as blockchain-focused players like Ripple and the vast global treasury networks of traditional banks. However, the company is positioning itself to capitalize on key technological trends that are reshaping the industry.

The global push for real-time payments, the financial industry's migration to the ISO 20022 messaging standard, and the growing acceptance of stablecoins as a legitimate settlement asset create a fertile ground for innovation. Obita’s focus on a stablecoin-powered network that integrates seamlessly with local payment rails is designed to leverage these trends, offering a solution that is not only faster and cheaper but also more adaptable to the diverse financial ecosystems of emerging markets. With its fresh capital and a clear strategic roadmap, Obita is poised to carve out a significant niche by building the next generation of infrastructure for global enterprise finance.