Harris Evans Launches Coin and Seed Wealth Management in Lexington

LEXINGTON, KY – December 29, 2025 – Financial advisor Harris Evans has announced the launch of Coin and Seed Wealth Management, a new independent firm based in Lexington. The firm enters the market with a mission to provide personalized financial guidance rooted in a client-first philosophy, aiming to empower individuals and families to make confident, long-term financial decisions.

This move marks a significant step for Evans, reflecting a broader industry trend of experienced advisors establishing their own practices to gain autonomy and more closely align their services with client needs. Coin and Seed Wealth Management is founded on the principles of delivering clarity, confidence, and direction through a flexible, advisor-led model.

The Shift Toward Advisor Independence

The decision to launch an independent firm is a deliberate one, placing Harris Evans among a growing number of financial professionals who are moving away from traditional, large-scale brokerage models. This transition allows for greater flexibility in serving clients without the constraints of proprietary products or top-down corporate mandates. For clients, this often translates into more objective advice and financial plans tailored specifically to their unique goals and circumstances.

By establishing Coin and Seed Wealth Management, Evans can now fully implement his vision for a practice centered on deep, lasting relationships. The independent structure enables a more nimble and responsive approach to wealth management, ensuring that the firm's success is directly tied to the success of its clients.

"Launching Coin and Seed Wealth Management allows me to better align my business with how I want to serve clients," said Harris Evans, the firm's Owner and Chief Financial Advisor. He emphasized that the core of his new venture is the ability to prioritize the client relationship above all else, fostering an environment of trust and mutual respect. This sentiment captures the essence of the independence movement: putting the advisory relationship back at the heart of financial planning.

A Framework Supported by Industry Leaders

While independence offers freedom, it also requires a robust operational and compliance foundation. To achieve this, Coin and Seed Wealth Management has forged strategic partnerships with Thoroughbred Financial, an Office of Supervisory Jurisdiction (OSJ), and Osaic, one of the nation's largest networks of independent financial professionals.

This dual partnership provides a powerful support system. Thoroughbred Financial will deliver essential compliance oversight and operational support. As an OSJ, it acts as a supervisory layer, helping ensure that the firm adheres to complex industry regulations. This allows Evans to maintain his independence while benefiting from the rigorous compliance infrastructure of an established partner.

Affiliation with Osaic provides Coin and Seed with access to a comprehensive suite of resources typically reserved for much larger institutions. This includes a vast selection of investment solutions, cutting-edge financial planning tools, advanced client management technology, and extensive back-office support. This infrastructure is critical, as it frees Evans from many of the administrative burdens of running a firm, allowing him to dedicate his time and energy to what he does best: advising clients and managing their financial futures.

Chris Cantrell, Vice President at Thoroughbred Financial, commented on the new venture with optimism. "We are very excited for Harris to launch his new firm. His experience and commitment to clients is evident, and we know the future is bright for Coin and Seed Wealth Management," Cantrell stated. This endorsement highlights the confidence that industry partners have in Evans's vision and capabilities.

The 'Coin and Seed' Philosophy in Practice

The firm's name, Coin and Seed Wealth Management, thoughtfully encapsulates its dual mission: to expertly manage existing assets (the "coin") while strategically cultivating future growth and opportunity (the "seed"). This philosophy is about more than just portfolio returns; it is about helping clients invest in what matters most to them, whether that is planning for retirement, funding education, creating a legacy, or pursuing philanthropic goals.

The firm’s commitment to an "advisor-led model" underscores the importance of the human element in an increasingly automated world. While leveraging best-in-class technology through its partners, Coin and Seed places the advisor-client relationship at the forefront. Financial planning is presented not as a one-time transaction but as an ongoing dialogue that adapts to life's changes. By focusing on providing "clarity, confidence, and direction," the firm aims to demystify the complexities of finance and empower clients to feel secure in their decisions.

This approach stands in contrast to impersonal, product-driven sales models, instead offering a holistic and personalized experience. The ultimate goal is to build a practice where every recommendation and strategy is meticulously crafted to align with a client's individual values and long-term aspirations, ensuring that their financial plan is a true reflection of their life's journey.