FinTech AI Enters the Classroom in Landmark University Deal

TOKYO – April 16, 2026 – In a landmark move bridging the gap between financial markets and academia, FinTech firm Perpetuals.com Ltd (Nasdaq: PDC) has announced a strategic licensing agreement with the German University of Digital Science (German UDS). The deal will integrate Perpetuals' proprietary BayesShield AI predictive intelligence platform directly into the university’s curriculum and research centers, marking a significant entry for the company into the rapidly expanding global online education market.

This partnership will see the state-recognized, fully digital German university deploy the advanced AI platform across its graduate programs and research facilities. It provides Perpetuals with a new recurring software-as-a-service (SaaS) revenue stream while simultaneously securing academic validation for its technology from a respected European institution. For the university, it offers students unprecedented access to a production-grade AI system built on one of the largest real-world trading datasets ever compiled.

A New Frontier for FinTech Education

The collaboration represents a paradigm shift in financial technology education. Students and faculty at German UDS, Europe’s first fully digital and accredited university, will gain hands-on experience with the BayesShield platform. The technology will be embedded within the M.Sc. in Applied AI, M.Sc. in Cybersecurity, MBA in Financial Technology, and MBA in Digital Technologies programs.

Instead of relying on theoretical models or simulated data, students will be able to analyze real-world trading patterns and research retail investor behavior using BayesShield’s probabilistic AI. The platform’s integration into the university’s Research Center for Artificial Intelligence, Research Center for Cybersecurity, and Research Center for Digital Transformations will also facilitate advanced academic inquiry.

“The integration of BayesShield into our research and teaching infrastructure aligns with our mission to equip global digital leaders with real-world tools and datasets,” said Prof. Dr. Mike Friedrichsen, co-founder of German UDS, in a statement. “BayesShield gives our students access to one of the largest retail trading datasets ever assembled, providing unparalleled hands-on experience with production-grade AI systems in financial markets.”

German UDS, recognized by the Brandenburg Ministry of Science in February 2025, has positioned itself as an innovator in higher education. By offering fully accredited German degrees entirely online, it aims to address the global IT skills shortage and democratize access to high-quality technical education for students worldwide.

The Strategic Pivot into EdTech

For Perpetuals.com, this agreement is a calculated strategic leap beyond its core trading infrastructure business. The move plants the company’s flag firmly in the $83 billion global online education market, a sector projected to grow at a staggering 22.2% annually. The recurring SaaS licensing fees from the university provide a stable revenue stream that could be crucial for the company’s path to profitability.

While Perpetuals has reported impressive year-over-year revenue growth of 146% and maintains healthy gross profit margins of over 51%, the company is not yet profitable. Establishing a foothold in the lucrative and expanding EdTech sector diversifies its business model and offers a new avenue for long-term, scalable growth. The partnership also functions as an applied R&D environment, allowing the company’s machine learning models to be advanced by university researchers, thereby strengthening Perpetuals' intellectual property portfolio.

“This partnership represents a transformative moment for Perpetuals,” noted CEO Patrick Gruhn. He highlighted the dual benefits of creating a new revenue stream while gaining “academic validation for our AI from world-class researchers, and establishing a pipeline to the next generation of fintech talent globally.”

The Unrivaled Power of a 'Data Moat'

At the heart of this deal is the unique technological asset that powers BayesShield AI: its proprietary dataset. The platform was trained on over 11.7 billion actual retail trades, including more than 1 million unique user histories, all sourced from Perpetuals’ own live, regulated Multilateral Trading Facility (MTF). This creates what the company calls a “data moat”—a competitive advantage that cannot be easily purchased or replicated by competitors relying on public market feeds or simulated data.

The system analyzes more than 200 distinct features for every trade to calculate its win/loss probability in real time, before the trade is executed. The power of this approach was demonstrated in a pilot program announced in February 2026. Backtesting against a full year of actual retail trading data, BayesShield was able to successfully filter 92% of losing retail trades in BTC-USD perpetual futures.

This deep well of real, high-fidelity data provides an educational tool far superior to standard simulations. Students will not be learning in a sterile, theoretical environment; they will be interacting with a system that reflects the complex, often unpredictable behavior of real market participants. The system is currently being scaled on NVIDIA-powered hardware, with a broader commercial rollout anticipated in the second half of 2026, making the university partnership a critical, real-world proving ground.

This collaboration between Perpetuals.com and the German University of Digital Science sets a new precedent for how industry and academia can partner to accelerate innovation. By placing a powerful, proprietary AI tool directly into the hands of students and researchers, the partnership not only enriches the educational experience but also creates a symbiotic ecosystem where academic inquiry strengthens commercial technology, and cutting-edge tools forge the next generation of digital leaders.