Charted Targets EMEA with ERP-Native AP Automation Revolution

BOSTON, MA – January 06, 2026 – Accounts payable automation provider Charted has officially launched a UK office, signaling a significant strategic push into the European, Middle Eastern, and African (EMEA) markets. The Boston-based company is betting that its unique “ERP-native” approach—which embeds automation directly within a company's existing enterprise resource planning system—can solve the persistent fragmentation and manual processing that plagues finance departments in multi-national organizations.

The move follows a 2025 company rebrand and the launch of an International Payments feature, positioning the firm to capitalize on a European market grappling with intense regulatory pressure and a widespread push for digital transformation. By establishing a physical presence in London, Charted aims to provide dedicated local support to its existing European clients and aggressively expand its footprint across the region.

The Growing Pressure on European Finance Teams

Charted’s expansion comes at a critical time for finance leaders across EMEA. The regional accounts payable automation market, valued at over USD 1 billion in 2024, is projected to more than double to USD 2.25 billion by 2032, according to market research. This explosive growth is fueled by an urgent need for efficiency, but more importantly, by a complex and rapidly evolving regulatory landscape.

Governments across the European Union are implementing strict e-invoicing mandates to improve tax transparency and combat fraud. France is set to begin a phased rollout of mandatory B2B e-invoicing on September 1, 2026. Germany will require all businesses to be capable of receiving e-invoices by the start of 2025, with mandates for issuing them to follow. Italy has already expanded its own requirements. This regulatory wave is forcing companies to abandon paper-based and manual processes in favor of digital solutions that can ensure compliance.

For businesses operating across multiple countries, currencies, and legal entities, this creates a significant operational burden. Traditional AP automation solutions often require bolting on third-party software, creating a patchwork of systems that can be difficult to manage, audit, and secure. It is this specific pain point that Charted aims to eliminate.

“Even with modern ERP systems in place, accounts payable remains one of the most manual and fragmented areas of finance, especially for organizations operating across regions, entities and currencies,” said Bernardo Enciso, CEO of Charted. “Charted focuses on solving those gaps directly inside the ERP, helping finance teams reduce friction, improve controls and gain real-time clarity without relying on external systems.”

A Bet on Native Integration

Charted’s core differentiator is its architectural philosophy. Born from a decade of experience as a consulting firm implementing complex ERPs, the company built its SaaS platform to live natively within a customer's core financial system. This eliminates the need for the separate integrations and connectors that characterize many competing solutions.

The platform handles the entire accounts payable lifecycle—from invoice capture and vendor onboarding to multi-level approvals, payments, and document matching—all within the familiar environment of the client's ERP. This approach provides several key advantages. Firstly, it maintains a single source of truth for all financial data, dramatically simplifying audit trails and enhancing security. Secondly, it reduces the training burden on finance teams, who do not need to learn an entirely new third-party platform. Finally, it leverages the full power of the ERP's dataset for more intelligent workflows and controls, including automated accruals that can accelerate the month-end close.

This integration-free model is particularly compelling for the multi-entity, multi-currency businesses that are common in Europe. By managing all AP processes in one place, the system can streamline cross-border payments and provide consolidated, real-time visibility into cash flow and liabilities across the entire organization.

Strategic Expansion and Building a Local Presence

The launch of the London office is more than a symbolic gesture; it represents a deep commitment to the EMEA market. The company has already hired its first two UK-based employees, with plans for further additions to provide sales and technical support in local time zones. Dominic Reid has been appointed to lead the go-to-market efforts from the new EMEA headquarters, while Enes Sarioglu will join in January to provide local technical expertise.

“The expansive partner ecosystem in EMEA is an exciting opportunity for Charted,” said Derrick Angle, Head of Global Partnerships at Charted. “We have already had strong interest from local partners and are working to bring our unique approach to end-to-end AP Automation to the region... It’s imperative to us to maintain our customer-centric approach as we expand, and we couldn’t be happier with the reaction we’ve already received.”

This expansion builds upon an existing, albeit smaller, foundation. Charted already supports organizations in the United Kingdom, Ireland, Germany, the Netherlands, and Belgium across sectors like biotech, financial services, and technology. The new office will serve to strengthen support for these clients while acting as a hub for acquiring new customers and partners.

Navigating the Regulatory and Technological Gauntlet

Success in Europe requires more than just a strong product; it demands rigorous adherence to local regulations. Charted appears to have done its homework. The company is SOC 2 Type 2 compliant and emphasizes its adherence to European Data Protection Laws, including GDPR, which is a non-negotiable requirement for handling sensitive financial data in the region.

Perhaps most critically, Charted is actively addressing the e-invoicing challenge. The company has announced it is working to integrate e-invoicing capabilities directly into its solution, with an expected launch in the first quarter of 2026. This timeline is well-aligned with the enforcement dates for new mandates in key markets like France and Germany, positioning Charted as a forward-looking partner for businesses preparing for the transition.

As Charted evolves from its consulting roots into a global SaaS contender, its strategic push into EMEA will be a crucial test of its scalability and vision. By offering a solution designed to simplify complexity rather than add to it, the company is making a calculated play to win over a market tired of fragmented systems and hungry for a more unified approach to financial management.