UnionPay International Co., Ltd.

UnionPay International (UPI) is a subsidiary of China UnionPay, established in 2012 to manage and expand UnionPay's global business. Headquartered in Shanghai, China, UPI's core mission is to provide high-quality, cost-effective, and secure cross-border payment services to the world's largest cardholder base. It operates as a bankcard association, facilitating an inter-bank transaction settlement system.

UnionPay International offers a comprehensive suite of payment products and services, including debit, credit, prepaid, commercial, themed, and premium cards. Its service portfolio extends to online and mobile payment solutions such as UnionPay mobile QuickPass and QR Code Payment, cross-border remittance, tax refund services, and various benefits programs. UPI focuses on expanding its global acceptance network and card issuance, catering to international cardholders and merchants across diverse market segments.

UnionPay International holds a significant position in the global payments industry, recognized as one of the largest payment brands worldwide. By 2022, UnionPay had become the world's leading provider of debit cards, surpassing Visa. As of 2025, it maintained a strong global market share in card transactions. UPI's cards are accepted in 183 countries and regions, with card issuance in over 80 countries and regions outside mainland China. Recent developments include the issuance of over 260 million UnionPay cards outside the Chinese Mainland by April 2025 and ongoing partnerships to enhance QR code interoperability and expand digital payment acceptance globally.