SHF Holdings, Inc.

Safe Harbor Financial, operating under the legal entity SHF Holdings, Inc., is a fintech platform headquartered in Golden, Colorado. Its core mission is to provide comprehensive banking, lending, and financial services tailored to the regulated cannabis and hemp industries, aiming to normalize financial access for these businesses.

The company offers a broad suite of financial solutions, including compliant banking services facilitated through partner financial institutions like Partner Colorado Credit Union and Pacific Valley Bank. Its expanded lending platform provides commercial real estate financing, working capital, term loans, equipment financing, and various other capital solutions for cannabis-related businesses. Additionally, Safe Harbor provides payments, financial operations support, compliance, consulting, and strategic advisory services, alongside a cannabis-focused 401(k) plan.

Safe Harbor Financial is publicly traded on NASDAQ under the ticker symbol SHFS. Terry Mendez serves as the Chief Executive Officer, having assumed the role in February 2025. The company recently expanded its lending platform in April 2026 and launched a comprehensive financial solutions platform in November 2025. In late 2025, it underwent a significant recapitalization, eliminating substantial debt and regaining compliance with Nasdaq's equity requirements, reporting a 12% sequential revenue increase in Q4 2025. Since its inception, Safe Harbor has processed over $35 billion in cannabis-related depository funds across 41 states and territories.